MassHousing (low interest mortgages, low down payment for income-eligible people)
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source: http://www.boston.com/2014/01/27/guide/elZHSYcVpoGslwX4UIkuEJ/singlepage.html
MassHousing (888-843-6432, masshousing.com) is a quasi-public agency charged with increasing affordable housing in the Commonwealth. It offers low fixed rates with low down payment requirements, flexible underwriting, and relatively high household income limits, ranging from $76,140 in Berkshire County to $128,790 in Nantucket County. “We’re among the older housing finance agencies in the country,” says the organization’s executive director, Tom Gleason, “and our lending has been stronger over the last two years than in our 47-year history.” He cites $1.25 billion in single-family loans and another $350 million for multifamily loans in the fiscal year ending June 30. “We never did no-down-payment, no-income-verification loans. We always did it the old-fashioned way. Our sweet spot is people with modest incomes and low down payments.”